 |
As Independent Agents we will always be looking for the best Company and best rates for our clients. When a stable Company offers a well priced Supplement with good benefits we will automatically send the information to you to study.
|
|
|
 MEDICARE INSURANCE SERVICES
Premera Blue Cross * Asuris Blue Shield * Mutual Of Omaha
| Medicare Part D Prescription Drug coverage starts 01/01/2006 |
| YOU ARE TURNING 65 SO ACCEPTANCE IS GUARANTEED!!! |
YOU CANNOT BE TURNED DOWN AND ALL OLD AND NEW HEATH CONDITIONS ARE COVERED THE DAY COVERAGE TAKES EFFECT |
• |
You are covered at any Hospital or with any Doctor Nationwide without referral. |
• |
Automatic claim filing means virtually no paperwork for you. |
• |
We do not offer any HMO or Choice + plans as these severely restrict access to care. |
• |
Your Medicare approved Hospital deductible is always paid at 100%. |
• |
Your Medicare approved Doctor bill is always paid at 100% on most plans. |
• |
Your first 100 days of Medicare approved Nursing home stay covered at 100% (A separate Long Term Care policy is very important and we represent 12 companies) |
A separate Long Term Care policy is highly recommended. We represent many top rated Long Term Care Companies so we can custom design one based on your individual needs.
|
|
| Medicare Supplements for 2007 and RX care |
Medicare Pays |
Plan F Pays |
| Part A - Hospital |
Days 1 through 60 |
All but $992.00 |
100% |
| Days 61 to 90 |
$248.00 Daily |
100% |
-0- |
| Days 91 to 150 |
$496.00 Daily |
100% |
-0- |
| Skilled Nursing Care |
Days 1 through 20 |
100% |
-0- |
| Medicare approved |
21st thru 100 days |
$124.00 Daily |
100% |
|
101st day and after |
-0- |
-0- |
|
|
Part B - Medical care in or out of the Hospital and Outpatient Hospital treatment such as office calls and physician services, inpatient and outpatient medical and surgical services and supplies. Physical and speech therapy, diagnostic test, durable medical equipment, and other serves covered by Medicare Part B.
|
|
| Description |
Medicare Pays |
Plan F Pays |
You Pay |
| Annual Deductible $131.00 |
-0- |
100% |
-0- |
| Medicare Approved Charges |
80% |
100% |
-0- |
| Part B Excess Charges |
-0- |
100% |
-0- |
|
|
Optional Medicare Part D Prescription Drug Benefit
Your Doctor and Hospital must bill Medicare for you, and if your insurance company ID is listed also, Medicare will forward your claim directly to your insurance company for you.
This is a summary; see your outline of Medicare supplement coverage and your policy for exact coverage.
|
|
