The first and most important thing we do is help you “Build a Moat Around your Castle”! Ask yourself this question, “What single thing could cause me to lose everything that I have worked for my entire life?” Only one thing can cause this and that is the grossly litigious society in which we currently live. The prospect of contingency fees on large judgments has attorneys everywhere searching out reasons to sue people just like you and me.

We give you the keys to a structure that encompasses both your personal estate as well as your business structure. This program allows you to have maximum control over your assets without the liability of ownership. One of the additional benefits is a retirement plan paid for through depreciation, where passive losses offset passive income, and these funds are placed inside one of our 264 tax deferred retirement vehicles. This is just one of many benefits that you will receive from this type of planning.

It is no secret that in this country business entities enjoy a significantly different and more beneficial system of taxation. This is why business consultant and author of Rich Dad, Poor Dad, and Cash Flow Quadrants, Robert T. Kyosaki, says; “You need to run your life like a business”. In Robert T. Kyosaki’s book Cash Flow Quadrants, he illustrates this point by comparing the way businesses versus individuals are taxed; he says, "Businesses receive income, pay expenses, and then pay their tax on what is left over. As compared to individuals who receive income, pay their tax, and then pay expenses with what is left over”! Ultimately, even more important than the benefits or tax savings that a good plan may create, you will receive peace of mind when you know that no matter what happens in your life or in your business, your family’s wealth has been protected for generations to come from the many predators that exist in our world today.

HOW WE CAN HELP

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By analyzing your current Business Structure as well as your personal and business holdings, we will develop an asset protection and estate plan for your operational business entity as well as your personal estate and maximize all the benefits of establishing such a structure.

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Our goal in going through this process with you is to develop the best possible estate structure given your individual situation. This is a very customized process because everyone has different goals, different liability issues and varying family and beneficiary concerns. We will enlist our team of Attorneys and CPAs to plan a road map reaching the best possible outcome. We will only finalize the plan when you are completely satisfied.

Why do you need a moat around your castle? Why do you even need to consider the prospect of asset protection planning? Isn’t that only for people in really high risk businesses? It is commonplace for people just like you to say “I am not going to get sued; I don’t do anything to hurt anyone.”

HOWEVER, ASK YOURSELF THE FOLLOWING QUESTIONS:

			If you answered yes to any of these questions, then you stand to be sued. While very disconcerting, it is nevertheless a fact that, on average, each of us will be involved in four lawsuits during our lifetimes. Furthermore, over 98% of those lawsuits will be settled out of court in order to avoid the time, money, frustration and uncertainty that bringing a lawsuit to trial creates.
•	Do you drive a car?
•	Do you own a home?
•	Do you own a business?
•	Do you have children?
•	Do you have rental property?
•	Do you have repairmen and other invitees on your property?
•	Do you have animals?
•	Do you participate in sports?
•	Do you borrow money?
•	Do you use credit cards?

WHO NEEDS ASSET PROTECTION PLANNING?
Doctors, lawyers and other professionals face constant exposure to malpractice lawsuits and jury awards in these cases often reach staggering proportions. These professionals often find that adequate liability coverage is so restricted that the policy has little value. As a result, every professional finds that he is quite literally, betting the house on a successful outcome with every patient or client who comes in the door.

Business owners, as well as officers and directors, are all common targets of litigation these days. In addition to negligence and products liability lawsuits, claims by customers, suppliers, employees, lenders and business competitors can easily lead to financial devastation. Also, litigation with government agencies such as the IRS or the EPA can tie up a business and its assets for years. Win or lose, these types of cases will inevitably drain a company and its owners of all financial resources.

Anyone who owns rental or commercial property is also a common target for a lawsuit. As a “Deep Pocket” defendant, a property owner is a virtual magnet for never-ending barrage of frivolous claims. And if a tragedy should occur and some tenants are seriously injured, potential liability in the millions of dollars can easily exceed the amount of any insurance coverage.

Real estate developers and builders must deal with potential liability to buyers and users of a property. In California, liability for latent (unseen) defects in a project lasts for 10 years. If that’s not bad enough, liability to a lender for one bad deal can wipe out all of the equity in other projects that has been accumulated over a lifetime.

CLICK HERE TO FIND OUT WHAT YOU OUGHT TO KNOW ABOUT THE STRUCTURE OF YOUR BUSINESS